# Consumer credit: new rules for automotive financing in Europe

**In brief**: Ongoing story bringing together 2 events in 2 countries (Allemagne, France), followed from 2 November 2026 to 3 November 2026. 3 articles from 3 sources (regulation and tariffs, used cars and prices); last updated on 3 November 2026 at 16:32.

- Status: ongoing
- Scope: International
- Category: Regulation and tariffs, Used cars and prices
- Countries: Allemagne, France
- First detected: 2 November 2026 at 06:00
- Updated: 3 November 2026 at 16:32
- Web page: https://mecapress.com/stories/193-consumer-credit-new-rules-for-automotive-financing-in-europe

## National stories (2)

- France — 1 country-specific event, 2 articles
- Germany — 1 country-specific event, 1 articles

## Sources by country and language

- France: 2 articles, 2 outlets
- Germany: 1 articles, 1 outlets

**Languages**: French (2), German (1)

## Timeline (2 events)

### 2 November 2026 — [LOA subject to new consumer credit rules from November 20](https://mecapress.com/events/2559-loa-subject-to-new-consumer-credit-rules-from-november-20.md)

Lease with option to purchase must apply new obligations stemming from the transposition of the Consumer Credit Directive from November 20: display of the APR, dedicated usury rate, 14-day withdrawal period, and early redemption.

2 sources, 2 articles · France

### 3 November 2026 — [Germany: EU consumer credit directive regulates financial mediation by dealerships](https://mecapress.com/events/3400-germany-eu-consumer-credit-directive-regulates-financial-mediation-by.md)

The transposition of the EU consumer credit directive means that car dealerships offering financing are now classified as regulated credit intermediaries. The ZDK has published an explanatory note on the relevant obligations.

1 sources, 1 articles · Allemagne

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Cite as: Mecapress, “Consumer credit: new rules for automotive financing in Europe”, https://mecapress.com/stories/193-consumer-credit-new-rules-for-automotive-financing-in-europe
Methodology: https://mecapress.com/methodology